A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.
Fast Equipment Financing
Made Simple
Competitive interest rates
Since equipment loans are less risky for lenders as compared to term loans, you can secure financing at APRs as low as 7.5%. This allows you to grow your business while covering the costs of buying or repairing equipment.
Low personal credit requirement
Since the equipment serves as collateral for the secured loan, you can get approved with a credit score of 550 or above.
Maximum Cash In Hand
$0 Down! We will cover 100% of the equipment cost.
Transparent process, no hidden fees
Equipment financing has no pre-payment penalties. We walk you through the entire approval process, terms, and payment schedule. We keep it crystal clear.
Unlike traditional business loans, available through banks or credit unions, that look at your credit history, business & personal tax returns, our revenue based funding program only considers your business income over the last 3 months. This allows us to precisely determine your business’ performance and provide you with timely and competitive offers.
Don’t let cash flow issues distract you
Pros
Flexible borrowing
Typically no collateral required
Cons
May have maintenance fee or withdrawal fee
Good credit and consistent revenue required
Best for
Short term needs
Seasonal business to manage cash flow
Our 3 Step Process
Apply
Fill out our Quick Apply application.
We review your application
We review your goals and present you with programs matching your needs, getting an offer in 24 hours.
Receive funding
Choose the program that fits you best and receive funding within 48 hours.
How do I qualify?
If you have been in business for at least 3 months and are depositing a minimum of $10,000/month, you are already pre-qualified for our revenue based funding program.
There’s no restriction on what you can you use the money for, though we recommend putting the funds towards income multiplying activities. Our customers usually use the funds for: purchasing inventory, payroll financing, equipment financing, marketing campaign funding, business expansion capital.